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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Why You Should Consult With A Lawyer About Workers Compensation

Working in a factory sometimes requires operating dangerous equipment that has the risk of causing a life-changing injury.  For example, injuries stemming from factory equipment can be severe and delay the ability to work, but sometimes an injured worker must stop working altogether. No matter how severe an injury may be, employees can usually file a workers compensation claim with their employer for financial help. It seems like obtaining workers compensation is an easy task when a factory worker is clearly injured, but the process can be complicated depending on who your employer is. If you are in the process of filing a workers compensation claim with your employer, be sure to speak to a lawyer first. 

Your Chance of Approval Will Increase

After you file a claim for workers compensation, it does not mean that your employer will approve the benefits. You can submit evidence of your injury and still get denied benefits, whether the denial is fair or not. A lawyer is helpful because he or she knows the type of evidence that can increase your chance of the claim getting approved. For example, if your employer denies your claim and accuses you of negligence on the job, a lawyer can prove that you were not negligent. A lawyer can also speak to your employer to present a strong legal presence in the situation.

A Consultation Does Not Hurt You Financially

You have nothing to lose by consulting with a lawyer about your workers compensation case. The reason is that it is possible to obtain legal advice about your situation at no cost to you. The purpose of the consultation is to give you an idea of whether you deserve workers compensation or not. A lawyer will also provide details about the legal assistance that he or she can offer to help you file a workers compensation claim. The free consultation is a wise step because you will know what to do on the way forward without coming across obstacles that can delay your settlement.

Gain a Better Understanding of Your Rights

After a consultation with a lawyer, you will know your rights as an injured worker. For example, you will feel more confident about getting compensated whether it be through workers compensation or filing a lawsuit. You will also know your rights regarding the amount of money that you deserve, as sometimes employers offer unfair settlements that are too low.

Reach out to a law firm like Hosmer & Wise PC to learn more.