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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Choosing The Right Trial Attorney

If you've been accused of a serious crime and you're going to be on trial, then your top priority should be to secure an experienced trial attorney. Settling for a court-appointed attorney simply isn't a good idea, for several reasons. One main reason is that you will not be able to choose which lawyer will represent you. It's important to have the opportunity to build a rapport with your attorney in advance, and that just isn't possible with a court-appointed attorney. There are many other reasons why hiring your own lawyer is important, and here are tips for finding the right one:

Get your funding in order 

Hiring a high caliber trial attorney will not be cheap, and a large upfront retainer fee is often required. If money is tight for you then you may need to do whatever necessary to obtain the funds. Even if you have to liquidate certain assets or obtain a loan from a friend or family member, you need to be willing to do so.

Carefully interview prospective choices

When searching for the perfect trial attorney, you want to be sure to meet in person instead of going by reputation alone. Construct a list of questions you'd like to ask prior to meeting with prospective choices. Even if a trial attorney that you're considering retaining has the best reputation in the area, it is important that the attorney believe you are innocent. Your attorney will fight harder to win the case if he or she feels passionate about doing so.

Here are some other essential qualities you should look for in an attorney:

  • Experience - You want to ensure that the attorney you choose has several years of experience, with a high success rate. A lawyer who is a recent graduate might be good, but you want great when it comes to your freedom.
  • Honesty & integrity - Attorneys in general are stereotyped as being dishonest and having questionable ethics, but not all attorneys have bad reputations. You want to choose one whose reputation is positive in every manner.
  • Confidence - You want a lawyer that exudes a high level of confidence, because an attorney without adequate confidence might lack in other important areas, such as decision-making and more. This could be be detrimental to your trial.

Despite all your efforts, there is unfortunately no guarantee that you will have the ability to prove your innocence and avoid a conviction, regardless of the attorney that you choose. However, as long as you remain positive and hopeful, you make sure that your attorney is the absolute best in the business, you can significantly increase your chances of proving your innocence and having all charges dropped.