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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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3 Tips for Keeping Your Home after a Divorce

If you are in the midst of a divorce, there are surely certain things that you want to keep after your divorce is over. One thing that you might be thinking about, for example, is the possibility of being able to keep your home. These are a few tips that might help you keep your home after the divorce.

1. Make Sure You Can Afford It

First of all, it is important to ensure that you can actually afford to keep the home. Right now, while emotions might be going a little bit wild, you may wish to do anything that you can to keep the home that means so much to you. However, after your divorce, you might find that finances will be a little bit tighter than what you are used to. This means that making mortgage payments, paying for homeowners' insurance and maintenance costs, and otherwise taking care of the home might be financially difficult. Therefore, it's critical to sit down and create a budget to make sure that you can afford the home before you start fighting for it. If the numbers don't work, then you may need to look for somewhere else to live after your divorce.

2. Consider Talking to Your Spouse

Depending on what your relationship is with your spouse at this point, it might be possible that you can work something out with your spouse about keeping your home. There are cases where only one spouse has much desire for the property. If the two of you can talk it out, then you might not have to worry about a big disagreement about it when you go to court.

3. Hire a Lawyer

Lastly, it is a good idea to hire a lawyer if you want to keep your home after a divorce. If you aren't able to work things out with your spouse in regards to keeping the home, then your lawyer might be able to help you fight for it. You may also need the help of an attorney to help with things like going through the process of getting the deed to your home in your name only.

If you follow these steps and make sure that you work with the right lawyer, you can help ensure that your divorce goes as well as possible. If you are in need of an attorney for your divorce, contact law firms like The Fitzpatrick Law Firm.