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A Credit Counselor Versus a Bankruptcy Attorney

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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Four Things You Need To Know About Workers Compensation And Disability

17 January 2018
 Categories: Law, Blog

If you have been injured on the job to the point where you now suffer from a disability, then you are probably going to want to know how you are going to be compensated. Here are four of the most important things to know:

You Can Receive State Disability and Workers Compensation: First off, you should know that yes, you can receive both state disability and workers compensation when you have been injured and disabled. However, this is only true in certain situations, such as when you have been denied or delayed in the process of receiving your workers compensation. You will want to bring any letter you receive from your workers compensation claim that states this is true to your attorney, who can use it to ensure that you are receiving your state disability in the meantime. 

There Is No Overlapping: Both the workers compensation and state disability want to ensure that there is no overlapping of payments; otherwise, you will have to make a repayment of the difference. Your attorney will work to ensure that this isn't something that happens in your case. 

There's a Difference in Length: What you must know is that seeking out payment from workers compensation for your disability should be the ultimate goal. The reason for this is that workers compensation pays out longer than state disability does, which means that you are going to be able to be held over until you are able to receive any other kind of compensation or become employed again if your disability still allows for employment, just in a different position.

You Need an Attorney: While there is a lot of information out there about handling situations like this, a workers compensation attorney is going to provide you with the most accurate and up-to-date information that is relevant to your specific case. Finding this information on your own, especially while working through your disability, is challenging. Instead, having an attorney to help protect your rights and sort out the heavy load of paperwork while also ensuring that the paperwork is handed out to the right people can save you a whole lot of time and stress. 

Knowing these four things about workers compensation and disability can afford you some peace of mind going into the more complicated situation of being injured while on the job and also becoming disabled from it. Contact a workers compensation attorney to learn more.