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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Keeping Your Small Soap Company's Marketing Efforts Compliant With The Help Of An Experienced Attorney

Starting your own online soap company can be a great way to supplement your income. While you might think that your small business is exempt from many of the rules and regulations that govern large soap and cosmetic companies, this might not be accurate. Working with a lawyer who specializes in interpreting Food and Drug Administration (FDA) regulations will allow you to craft advertising and promotional campaigns that won't land your fledgling soap company in hot water.

Here are two specific things an FDA attorney can help you with when it comes to legally spreading the word about your soaps in the future.

1. Labeling

If you are hoping to take advantage of the demand for natural or organic products by producing your soaps using only natural and/or organic ingredients, then consulting with an attorney before you begin labeling your soap can be beneficial. Strict requirements for listing ingredients in cosmetic products (like soap) are enforced by the FDA.

In order for your soap to be compliant, you will need to list each ingredient by its common or usual name, and cannot list it as "natural" or "organic" in the ingredient list. If you want to label your soap as organic, you might also be subject to regulations set forth by the U.S. Department of Agriculture, since they are responsible for regulating organic products throughout the country.

An attorney will be able to help you navigate the boundaries of accurate labeling to ensure your soap's labels are compliant before you invest money into printing labels in mass.

2. Country Of Origin

When you are hoping to influence American consumers to invest in your soap products, you might feel it will be beneficial to include a "made in the U.S.A" statement in your advertising and labeling. The FDA works closely with the Federal Trade Commission (FTC) to regulate these types of claims.

Your attorney will be able to help you determine if your soaps are eligible for an unqualified country of origin claim (meaning all or virtually all of the ingredients and processing can be sourced within the United States), or if you must make a qualified claim letting consumers know the exact percentage of the ingredients and processing used to manufacture your soap that can be sourced within the United States.

Working closely with your attorney to navigate these claims will help you stay out of trouble with both the FDA and FTC when it comes to marketing your products to consumers in the future.

Keeping your small soap business compliant with FDA, USDA, and FTC regulations doesn't have to be overwhelming. Invest in the help of an attorney who has experience navigating marketing regulations, and you will be able to avoid legal trouble in the future.