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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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4 Tips For Filing A Medical Malpractice Claim

Medical malpractice cases are complex and one of the most difficult personal injury cases to prove. Depending on the facts of your case, your case could be beaten in the early stages. To improve your chances of winning your case, there are things you can do. 

Take Action Immediately

The longer you take to file your medical malpractice claim, the greater the chance is that your case will be dropped in the early stages. Medical malpractice claims are subject to statute of limitations laws. The amount of time that you have to file your claim varies by state, so it is important that you talk to an attorney as soon as possible to start your claim. 

Determine Who Is Responsible

In some cases, who is responsible for your injuries is not immediately clear. For instance, if your claim is based on an incident that occurred in a hospital involving a doctor, there is a possibility that the hospital and the doctor are both liable. There is also the chance that only the doctor is. 

Talk to a medical malpractice attorney to help determine exactly who your claim should be filed against. If your attorney believes there is a legal foundation for filing a claim against more than one party, he or she will inform you. 

Get Your Medical Records

Medical records are usually maintained for years. However, records can become lost or be destroyed after a period of time. Your medical records are important to your case. 

To avoid running into problems when you request your medical records, ask for them as soon as possible. If the medical care provider delays or refuses to honor your request, then your attorney can take action immediately. 

Know Your Injuries

It is important that you are clear on the injuries that were caused by the medical care provider that treated you. You will need to provide those injuries in your initial claim and when you complete the affidavit of merit for the court. The affidavit of merit is a document that your attorney files with the court that is completed by a medical expert and you. It basically states what happened to you and your injuries. 

You also need to be aware of damages that occurred outside of your physical injuries. For instance, your damages can include wages lost from not being able to work or loss of companionship. 

Once you feel that you have a valid claim, talk to a personal injury attorney. He or she can help you determine other steps you can take to shore up your medical malpractice claim. Need more help? Contact a company like Marcus & Mack to learn more.