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A Credit Counselor Versus a Bankruptcy Attorney

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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Do You Need A Lawyer To File An Uncontested Divorce?

28 January 2015
 Categories: Law, Blog

While everyone who has walked down the aisle and said "I do" meant that they would stay with their partner 'til death do they part, sometimes things happen that make that impossible. Perhaps your spouse had an affair or a drug addiction, maybe they were abusive, and maybe you just realized that you weren't compatible. If both parties agree that the marriage is over and they can agree to the terms of the divorce, there is no reason to battle it out in court. Amicable divorces cost far less than a contested divorce. When filing an uncontested divorce, you may think you do not need an attorney. While many couples can file without an attorney there are two cases in which you should hire a lawyer to handle your uncontested divorce.

Children

Many people feel that having children requires you to fight over child support and custody in front of a judge. Many courts lead divorcing couples to believe that this is the case. However, you can file an uncontested divorce even if you have children in most states. It is recommended that you consult an attorney when filing an uncontested divorce with children to insure all paperwork is filled out completely and every aspect of custody, support, and insurance is covered.

Your lawyer will provide you with the forms required by the courts and discuss what each item means and what you and your partner agree to. The attorney will then type the agreed upon information into the forms. Once all the forms are complete, you and your partner will sign each form and your attorney will present them to the judge for approval. The judge will then sign the papers into order and your attorney will provide you and your partner each with a copy.

Property

Just like children, property can be a hot button issue in divorces. If you own a home, cars, land, boats, or other valuable items, you may need to sit down with your partner to discuss the division of property. Try to keep the division as equal as possible without taking items you truly do not want or need. Having a divorce lawyer help with this process will insure all proper forms are completed to sign property over to the person receiving it and remove the person giving the items up.

For example, if you and your partner purchased a home and a car, he or she wants the house and you want the car, your lawyer would have you sign off on the house and your partner would sign the car over to you. This is particularly important in the case of joint property or property with one party's name on it when the other party is receiving it.

Even though your divorce may be amicable with both parties in agreement, you should have an attorney verify all forms are completed properly and all aspects of your divorce are covered fully within the papers. This will help speed up the divorce process allowing you both to move on with your lives quickly.