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A Credit Counselor Versus a Bankruptcy Attorney


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A Credit Counselor Versus a Bankruptcy Attorney

When I was drowning in debt, I knew that soon enough I would need to file for bankruptcy. I simply didn't make enough to cover the amount of debt I had accumulated. However, I was not sure whether I should work with a credit counselor or a bankruptcy attorney. I did a lot of research on the subject and found that there are pros and cons to working with both a credit counselor and a bankruptcy attorney, and that you also had the option of working with both at the same time. Ultimately, I decided to hire the attorney, but that may not be the best option for everyone. I created this website to help you understand what a credit counselor is and what they do, what a bankruptcy attorney is and what they do and how each can help you if you are drowning in debt.

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Tips For Serving Somebody Legal Papers

When you need to give somebody a court summons, part of the process will be verifying that they have received notification of the summons. This can be the most challenging part, because there are requirements for verifying somebody has been identified and served papers successfully. Here are some tips that will help you do it. Give a Complete Description of the Person You'll want to give your lawyer a full description of what the person is like. Read More 

Reverse Mortgage: Is It a Good Option?

After you have lived in a home for many years, you have the opportunity to utilize your home's equity to fund other purchases. You may want to pay for school tuition, renovations, or even a new vehicle. If you are a qualified homeowner, you may have the opportunity to get a reverse home mortgage to use your equity. The following is some helpful information about reverse mortgages: Reverse Mortgage Defined Read More 

Two Mistakes People Make When Filing an ERISA Disability Claim

Filing an ERISA claim for long-term disability benefits is notoriously challenging. You have to be at the top of your game; otherwise, your claim may be denied, forcing you to waste several months starting all over. Here are two common mistakes people make when filing a claim for compensation and what you can do to avoid them. Depending on Your Employer or Human Resources Officer Possibly the biggest and most common mistake people make when filing a claim is depending on their bosses or human resources officers to help them. Read More 

A Quick Look At Common Crane-Related Accidents In Construction Zones

Whether you are a construction worker yourself or just happen to be in the area where construction work is being performed, being in the same vicinity of heavy equipment requires absolute caution for sure. However, there is one piece of heavy construction equipment that is far more likely to cause an injury simply because of the nature of how it operates: the crane. Cranes are a common staple in construction zones because they offer a telescoping lift boom that gives the operator the ability to maneuver heavy objects in an overhead fashion. Read More 

2 Reasons To Contact An Attorney When You Receive A Reckless Driving Charge

If you have received a reckless driving charge, this can be very serious. This kind of a charge can cause you to lose your license, pay fines, or even go to prison. Since these are very serious charges, you should do all that you can to present yourself well when receiving this charge. One of the best ways to effectively represent yourself is going to be to hire an attorney who specializes in reckless driving. Read More